/* M J Wealth & Financial Solutions — shared styles */
:root{
  --navy-950:#050C20;
  --navy-900:#081433;
  --navy-800:#0B1B3F;
  --navy-700:#13295C;
  --navy-600:#1C3A7A;
  --gold:#E8A62B;
  --gold-light:#FFD97A;
  --gold-dark:#B97A0C;
  --red:#B91C24;
  --ivory:#FBF8F1;
  --white:#FFFFFF;
  --text:#1A2238;
  --muted:#53607B;
  --line:#E7E2D5;
  --wa:#25D366;
  --wa-dark:#128C4A;
  --radius:20px;
  --shadow-sm:0 4px 14px rgba(11,27,63,.08);
  --shadow-md:0 14px 40px rgba(11,27,63,.14);
  --shadow-lg:0 26px 70px rgba(5,12,32,.28);
  --gold-grad:linear-gradient(135deg,#FFE29A 0%,#F0B53C 45%,#C98712 100%);
  --navy-grad:linear-gradient(160deg,#1C3A7A 0%,#13295C 55%,#0B1B3F 100%);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;font-size:18px;line-height:1.7;color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:'Playfair Display',Georgia,'Times New Roman',serif;line-height:1.18;margin:0 0 .5em;color:var(--navy-800);letter-spacing:-.01em}
h1{font-size:clamp(2.5rem,5.6vw,4.4rem);font-weight:800}
h2{font-size:clamp(2rem,3.8vw,3rem);font-weight:700}
h3{font-size:1.45rem;font-weight:700}
p{margin:0 0 1em}
.container{width:min(1200px,100% - 40px);margin-inline:auto}
.section{padding:clamp(64px,9vw,112px) 0;position:relative}
.section--ivory{background:var(--ivory)}
.section--navy{background:var(--navy-grad);color:#DCE4F7}
.section--navy h2,.section--navy h3{color:#fff}
.center{text-align:center}
.lead{font-size:1.25rem;color:var(--muted);max-width:760px}
.center .lead{margin-inline:auto}
.section--navy .lead{color:#B9C6E6}
.eyebrow{display:inline-block;font-weight:700;font-size:.95rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:14px}
.section--navy .eyebrow,.hero .eyebrow{color:var(--gold-light)}
.gold-text{background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.icon{width:1em;height:1em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.icon--fill{fill:currentColor;stroke:none}

/* Buttons */
.btn{position:relative;overflow:hidden;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 30px;border-radius:999px;font-weight:700;font-size:1.05rem;text-decoration:none;border:0;cursor:pointer;transition:transform .25s,box-shadow .25s;font-family:inherit;line-height:1.2}
.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.55) 50%,transparent 70%);transform:translateX(-120%);transition:transform .7s}
.btn:hover::after{transform:translateX(120%)}
.btn:hover{transform:translateY(-3px)}
.btn .icon{font-size:1.3em}
.btn--gold{background:var(--gold-grad);color:#3A2600;box-shadow:inset 0 2px 0 rgba(255,255,255,.55),0 10px 26px rgba(232,166,43,.45)}
.btn--wa{background:linear-gradient(135deg,#3BE07B 0%,#25D366 45%,#128C4A 100%);color:#fff;box-shadow:inset 0 2px 0 rgba(255,255,255,.35),0 10px 26px rgba(37,211,102,.4)}
.btn--ghost{background:rgba(255,255,255,.1);color:#fff;border:1.5px solid rgba(255,255,255,.45);backdrop-filter:blur(8px)}
.btn--navy{background:linear-gradient(135deg,#1C3A7A,#0B1B3F);color:#fff;box-shadow:inset 0 2px 0 rgba(255,255,255,.2),0 10px 26px rgba(11,27,63,.35)}
.btn--sm{padding:12px 22px;font-size:1rem}
.btn-row{display:flex;flex-wrap:wrap;gap:16px}
.center .btn-row{justify-content:center}

/* Header */
.site-header{position:sticky;top:0;z-index:100;background:rgba(11,27,63,.92);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,217,122,.18);transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 10px 30px rgba(0,0,0,.3)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:#fff}
.brand img{width:60px;height:60px;border-radius:50%;box-shadow:0 0 0 2px rgba(255,217,122,.4),0 6px 18px rgba(0,0,0,.4)}
.brand-name{font-family:'Playfair Display',Georgia,serif;font-weight:800;font-size:1.3rem;line-height:1.15;color:#fff}
.brand-name small{display:block;font-family:'Inter',sans-serif;font-weight:500;font-size:.82rem;letter-spacing:.06em;color:var(--gold-light);margin-top:2px}
.main-nav{display:flex;align-items:center;gap:6px}
.main-nav a.link{white-space:nowrap;color:#E6ECFB;text-decoration:none;font-weight:600;font-size:1.06rem;padding:10px 18px;border-radius:999px;transition:background .25s,color .25s}
.main-nav a.link:hover{background:rgba(255,255,255,.1)}
.main-nav a.link.active{color:#3A2600;background:var(--gold-grad)}
.main-nav .btn{margin-left:10px}
.nav-toggle{display:none;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);color:#fff;width:50px;height:50px;border-radius:14px;font-size:1.7rem;cursor:pointer;align-items:center;justify-content:center}

/* Hero */
.hero{position:relative;color:#fff;overflow:hidden;background:
  radial-gradient(900px 500px at 85% 15%,rgba(232,166,43,.28),transparent 60%),
  radial-gradient(700px 500px at 0% 100%,rgba(185,28,36,.22),transparent 60%),
  var(--navy-grad)}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(8,20,51,.88) 0%,rgba(11,27,63,.62) 48%,rgba(11,27,63,.12) 100%)}
.hero .container{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding:clamp(56px,8vw,104px) 0 clamp(110px,12vw,150px)}
.hero h1{color:#fff;margin-bottom:.35em}
.hero .tagline{font-family:'Playfair Display',serif;font-style:italic;font-size:clamp(1.4rem,2.4vw,1.9rem);color:var(--gold-light);margin-bottom:18px}
.hero p.sub{font-size:1.28rem;color:#CBD6F0;max-width:620px;margin-bottom:34px}
.hero--page .hero-grid{grid-template-columns:1fr;padding:clamp(48px,7vw,84px) 0 clamp(100px,10vw,130px)}
.hero--page h1{font-size:clamp(2.3rem,5vw,3.6rem)}
.crumbs{font-size:.98rem;color:#9FB0D8;margin-bottom:16px}
.crumbs a{color:var(--gold-light);text-decoration:none}
.wave{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:clamp(60px,8vw,110px);z-index:2;display:block}
.wave path{fill:var(--wave,#fff)}
.glass{background:linear-gradient(160deg,rgba(255,255,255,.17),rgba(255,255,255,.05));border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-radius:26px;box-shadow:var(--shadow-lg),inset 0 1px 0 rgba(255,255,255,.3)}
.quick{padding:30px}
.quick h2{font-size:1.5rem;color:#fff;margin-bottom:6px}
.quick p{font-size:1rem;color:#B9C6E6;margin-bottom:18px}
.quick-list{display:grid;gap:10px}
.quick-list a{display:flex;align-items:center;gap:14px;text-decoration:none;color:#fff;font-weight:600;font-size:1.08rem;padding:13px 16px;border-radius:14px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);transition:background .25s,transform .25s}
.quick-list a:hover{background:rgba(232,166,43,.25);transform:translateX(5px)}
.quick-list .icon{font-size:1.5rem;color:var(--gold-light)}
.quick-list .arrow{margin-left:auto;font-size:1.2rem;opacity:.7}
.hero-points{display:flex;flex-wrap:wrap;gap:12px 26px;margin-top:34px;font-weight:600;color:#DCE4F7}
.hero-points span{display:inline-flex;align-items:center;gap:8px}
.hero-points .icon{color:var(--gold-light);font-size:1.3rem}

/* Cards */
.grid{display:grid;gap:26px}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.section-head{margin-bottom:56px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;box-shadow:var(--shadow-sm);transition:transform .3s,box-shadow .3s,border-color .3s;overflow:hidden;display:flex;flex-direction:column}
.card::before{content:"";position:absolute;left:0;right:0;top:0;height:5px;background:var(--gold-grad);transform:scaleX(0);transform-origin:left;transition:transform .4s}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow-md);border-color:rgba(232,166,43,.5)}
.card:hover::before{transform:scaleX(1)}
.card p{color:var(--muted);font-size:1.02rem;flex:1}
.card .more{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--navy-700);text-decoration:none;font-size:1.02rem}
.card .more:hover{color:var(--gold-dark)}
.ic{width:68px;height:68px;border-radius:20px;display:grid;place-items:center;font-size:2rem;color:var(--gold-light);background:linear-gradient(145deg,#1C3A7A,#081433);box-shadow:inset 0 2px 0 rgba(255,255,255,.25),0 10px 22px rgba(11,27,63,.3);margin-bottom:20px}
.card--glass{background:linear-gradient(160deg,rgba(255,255,255,.12),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.18);box-shadow:none;backdrop-filter:blur(10px)}
.card--glass p{color:#B9C6E6}
.card--glass h3{color:#fff}
.card--glass:hover{border-color:rgba(255,217,122,.6)}
.num{font-family:'Playfair Display',serif;font-size:3.4rem;font-weight:800;line-height:1;margin-bottom:10px}

/* Split sections */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,6vw,80px);align-items:center}
.split--rev .split-media{order:2}
.media{position:relative;border-radius:28px;overflow:hidden;aspect-ratio:4/3;background:
  radial-gradient(500px 300px at 80% 10%,rgba(232,166,43,.4),transparent 60%),var(--navy-grad);box-shadow:var(--shadow-lg);display:grid;place-items:center}
.media::after{content:"";position:absolute;inset:0;border-radius:28px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.22);pointer-events:none;background:linear-gradient(160deg,rgba(255,255,255,.14),transparent 40%)}
.media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.media .big-icon{font-size:6rem;color:var(--gold-light);opacity:.9}
.media-badge{position:absolute;left:18px;bottom:18px;z-index:2;padding:10px 18px;border-radius:999px;background:rgba(5,12,32,.72);backdrop-filter:blur(8px);color:#fff;font-weight:600;font-size:.98rem;border:1px solid rgba(255,217,122,.4)}
.checks{list-style:none;padding:0;margin:0 0 26px;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-size:1.08rem}
.checks .icon{color:#fff;background:var(--gold-grad);border-radius:50%;padding:5px;font-size:1.5rem;margin-top:2px;box-shadow:0 4px 10px rgba(232,166,43,.4)}
.section--navy .checks li{color:#DCE4F7}

/* Process */
.steps{counter-reset:s}
.step{position:relative;padding:30px 26px;text-align:left}
.step .num{background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.step p{margin:0;font-size:1.02rem}

/* Services page */
.chip-nav{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:0 auto 10px}
.chip-nav a{padding:10px 20px;border-radius:999px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:600;font-size:1rem;color:var(--navy-700);box-shadow:var(--shadow-sm);transition:all .25s}
.chip-nav a:hover{background:var(--gold-grad);color:#3A2600;border-color:transparent;transform:translateY(-2px)}
.svc{scroll-margin-top:110px}
.group-title{display:flex;align-items:center;gap:16px;margin-bottom:46px}
.group-title::after{content:"";flex:1;height:2px;background:linear-gradient(90deg,var(--gold),transparent)}
.svc-block{margin-bottom:clamp(60px,8vw,96px)}
.svc-block:last-child{margin-bottom:0}
.tag-row{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 24px}
.tag{padding:8px 16px;border-radius:999px;background:rgba(232,166,43,.14);color:var(--gold-dark);font-weight:600;font-size:.95rem;border:1px solid rgba(232,166,43,.35)}

/* FAQ */
.faq{max-width:900px;margin-inline:auto;display:grid;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);transition:box-shadow .3s}
.faq details[open]{box-shadow:var(--shadow-md);border-color:rgba(232,166,43,.5)}
.faq summary{cursor:pointer;list-style:none;padding:22px 26px;font-weight:700;font-size:1.15rem;color:var(--navy-800);display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.8rem;line-height:1;color:var(--gold-dark);transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 26px 24px;margin:0;color:var(--muted)}

/* CTA band */
.cta{position:relative;overflow:hidden;border-radius:32px;padding:clamp(40px,6vw,72px);text-align:center;color:var(--navy-800);background:
  radial-gradient(500px 260px at 100% 0%,rgba(255,255,255,.7),transparent 60%),
  linear-gradient(135deg,#FFF4D6 0%,#FFE29A 50%,#F2B83F 100%);border:1px solid rgba(201,135,18,.35);box-shadow:var(--shadow-md),inset 0 2px 0 rgba(255,255,255,.7)}
.cta h2{color:var(--navy-800)}
.cta p{color:#3F3A2A;font-size:1.2rem;max-width:680px;margin:0 auto 30px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:start}
.info-list{display:grid;gap:18px}
.info{display:flex;gap:18px;align-items:flex-start;padding:22px;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.info .ic{margin:0;flex:none;width:58px;height:58px;font-size:1.7rem;border-radius:16px}
.info h3{font-size:1.2rem;margin-bottom:4px}
.info p{margin:0;color:var(--muted);font-size:1.05rem}
.info a{text-decoration:none;font-weight:700;color:var(--navy-700)}
.info a:hover{color:var(--gold-dark)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:clamp(26px,4vw,42px);box-shadow:var(--shadow-md)}
.form-card h2{font-size:1.9rem}
label{display:block;font-weight:600;font-size:1.02rem;margin:0 0 8px;color:var(--navy-800)}
input,select,textarea{width:100%;font:inherit;font-size:1.08rem;padding:15px 18px;border-radius:14px;border:1.5px solid #D9D3C3;background:#FDFCF9;color:var(--text);transition:border-color .2s,box-shadow .2s}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 4px rgba(232,166,43,.2)}
.field{margin-bottom:20px}
.map{border-radius:26px;overflow:hidden;box-shadow:var(--shadow-md);border:1px solid var(--line);margin-top:34px}
.map iframe{width:100%;height:420px;border:0;display:block}
.note{font-size:.98rem;color:var(--muted)}
.disclaimer{background:#fff;border-left:5px solid var(--gold);border-radius:14px;padding:22px 26px;box-shadow:var(--shadow-sm);color:var(--muted);font-size:1.02rem}
.disclaimer strong{color:var(--navy-800)}

/* Legal */
.legal{max-width:860px;margin-inline:auto}
.legal h2{font-size:1.8rem;margin-top:1.6em}

/* Footer */
.site-footer{background:var(--navy-800);color:#AEBBDD;padding:72px 0 0;font-size:1.02rem;position:relative}
.site-footer::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--gold-grad)}
.foot-grid{display:grid;grid-template-columns:1.4fr .8fr 1fr 1.2fr;gap:40px;padding-bottom:48px}
.site-footer h4{color:#fff;font-size:1.15rem;margin-bottom:18px;font-family:'Inter',sans-serif;font-weight:700;letter-spacing:.02em}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.site-footer a{text-decoration:none;transition:color .2s}
.site-footer a:hover{color:var(--gold-light)}
.foot-brand img{width:84px;height:84px;margin-bottom:16px;border-radius:50%}
.foot-contact li{display:flex;gap:12px;align-items:flex-start}
.foot-contact .icon{color:var(--gold);font-size:1.3rem;margin-top:4px}
.foot-disclaimer{border-top:1px solid rgba(255,255,255,.1);padding:26px 0;font-size:.92rem;color:#8392B8;line-height:1.65}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding:22px 0;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.95rem}

/* Floating buttons */
.float-wrap{position:fixed;right:20px;bottom:20px;z-index:90;display:flex;flex-direction:column;gap:14px;align-items:flex-end}
.fab{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:2rem;text-decoration:none;box-shadow:0 12px 30px rgba(0,0,0,.35),inset 0 2px 0 rgba(255,255,255,.35);transition:transform .25s}
.fab:hover{transform:scale(1.1)}
.fab--wa{background:linear-gradient(135deg,#3BE07B,#25D366 45%,#128C4A);position:relative}
.fab--wa::before{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:pulse 2.2s infinite}
.fab--call{width:54px;height:54px;font-size:1.5rem;background:var(--gold-grad);color:#3A2600}
@keyframes pulse{0%{transform:scale(1);opacity:.8}100%{transform:scale(1.6);opacity:0}}

/* Reveal */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s ease,transform .8s ease}
.reveal.in{opacity:1;transform:none}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}


/* Compact image layouts */
.split--sm{grid-template-columns:.7fr 1.3fr}
.split--smr{grid-template-columns:1.3fr .7fr}
.split--sm .media,.split--smr .media{aspect-ratio:1/1}
.split--sm .media .big-icon,.split--smr .media .big-icon{font-size:4.5rem}
.split{align-items:start}
.split--sm .split-media,.split--smr .split-media{position:sticky;top:110px}
.inline-ic{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:14px;margin-right:12px;vertical-align:middle;font-size:1.5rem;color:var(--gold-light);background:linear-gradient(145deg,#1C3A7A,#0B1B3F);box-shadow:inset 0 2px 0 rgba(255,255,255,.25),0 6px 14px rgba(11,27,63,.25)}
h4.mini{font-family:'Inter',sans-serif;font-size:.95rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dark);margin:6px 0 12px}
.docs{font-size:1.02rem;color:var(--muted);margin:0 0 24px}
.docs strong{color:var(--navy-800)}
.svc-block .checks{margin-bottom:18px}
.svc-block .checks li{font-size:1.05rem}
/* Investments */
.inv-top{display:flex;align-items:center;gap:14px;margin-bottom:10px}
.inv-top .ic{margin:0;width:58px;height:58px;font-size:1.7rem;border-radius:16px}
.inv-top h3{margin:0;font-size:1.3rem}
.inv-card p.kv{flex:0 0 auto;font-size:1rem;margin-bottom:10px;color:var(--text)}
.inv-card p.keep{color:var(--muted);margin-bottom:20px}
.inv-card .btn{margin-top:auto;align-self:flex-start}
.inv-card .tag-row{margin-bottom:14px}
.table-wrap{overflow-x:auto;border-radius:20px;box-shadow:var(--shadow-md);border:1px solid var(--line);background:#fff}
.inv-table{width:100%;border-collapse:collapse;min-width:640px}
.inv-table th{background:linear-gradient(135deg,#1C3A7A,#0B1B3F);color:#fff;text-align:left;padding:18px 22px;font-size:1.02rem}
.inv-table td{padding:18px 22px;border-top:1px solid var(--line);font-size:1.05rem}
.inv-table tbody tr:nth-child(even){background:#FCFAF4}
.inv-table td:first-child{font-weight:600;color:var(--navy-800)}
.inv-table td:last-child{font-weight:600;color:var(--gold-dark)}

/* Responsive */
@media (max-width:1080px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .contact-grid{grid-template-columns:1fr}
}
@media (max-width:1180px){
  .nav-toggle{display:inline-flex}
  .main-nav{position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:6px;padding:18px 20px 24px;background:rgba(8,20,51,.98);border-bottom:1px solid rgba(255,217,122,.25);display:none}
  .main-nav.open{display:flex}
  .main-nav a.link{padding:15px 20px;font-size:1.15rem}
  .main-nav .btn{margin:8px 0 0}
}
@media (max-width:900px){
  .split,.split--sm,.split--smr,.grid-3,.grid-2{grid-template-columns:1fr}
  .split--sm .split-media,.split--smr .split-media{position:static}
  .split--sm .media,.split--smr .media{aspect-ratio:16/10}
  .split--rev .split-media{order:0}
}
@media (max-width:620px){
  body{font-size:17px}
  .grid-4{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .brand img{width:52px;height:52px}
  .brand-name{font-size:1.1rem}
  .brand-name small{display:none}
  .btn{width:100%}
  .btn-row{flex-direction:column}
  .float-wrap{right:14px;bottom:14px}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
  html{scroll-behavior:auto}
}

.cta .btn--gold{background:linear-gradient(135deg,#1C3A7A,#0B1B3F);color:#fff;box-shadow:inset 0 2px 0 rgba(255,255,255,.2),0 10px 26px rgba(11,27,63,.35)}

/* Hero: single column so photo subjects stay visible */
.hero-grid--one{grid-template-columns:1fr;padding:clamp(56px,8vw,104px) 0 clamp(160px,16vw,210px)}
.hero-grid--one>div{max-width:720px}
.hero-img{object-position:62% 40%}
.quick-strip{position:relative;z-index:5;margin-top:-120px}
.quick-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:28px 30px;box-shadow:var(--shadow-lg);display:grid;grid-template-columns:.8fr 2.2fr;gap:28px;align-items:center}
.quick-head h2{font-size:1.5rem;margin-bottom:6px}
.quick-head p{margin:0;color:var(--muted);font-size:1rem}
.quick-card .quick-list{grid-template-columns:repeat(3,1fr)}
.quick-card .quick-list a{color:var(--navy-800);background:var(--ivory);border:1px solid var(--line);font-size:1.02rem}
.quick-card .quick-list a:hover{background:linear-gradient(135deg,#FFF1CC,#FFE29A);border-color:rgba(201,135,18,.4)}
.quick-card .quick-list .icon{color:var(--gold-dark)}
@media (max-width:1080px){
  .quick-card{grid-template-columns:1fr}
  .quick-card .quick-list{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:620px){
  .quick-strip{margin-top:-90px}
  .quick-card .quick-list{grid-template-columns:1fr}
  .hero-img{object-position:70% 40%}
}
.media img+.big-icon{display:none}